Pros And Cons Of Long Term Care Insurance

The IRDA is formulating guidelines for a long-term care insurance policy (LTC insurance) It is not about hospitalization or treatment, but about the things we take for granted every day, such as going to the bathroom, getting medicines from a shop, or getting dressed. These become painful tasks when we are old or disabled. You … Read more

Life Insurance Companies Claim Settlement Ratio

Life insurance policy is a two way contract between the insurance company and the insured based on the principle of utmost good faith. The insured (whose risk of life is covered by the insurance company) promises to pay the premium as per the policy contract terms and conditions. On the other hand, the insurance company … Read more

Irda Claim Settlement Ratio 2015 16

Claim Settlement Ratio is the number of insurance claims settled by a life insurance company as a percentage of a number of claims received over a particular period of time. It is measured for all the products of the life insurance company in a given financial year. IRDAI issues the claim settlement ratio of all … Read more

10 Ways Reinvent Health Insurance

The rising price of health care is becoming a big issue for most people. With an inflation rate close to 20%, health care is burning a deep hole in everybody’s pocket. That’s why a health insurance policy has moved from a luxury product to a necessity for everyone. Apart from providing cover for hospital expenses, … Read more

Reliance Systematic Investment Plans Sip Product Overview

The basic aim of every investor is to receive reasonable gains without any risks. This is where Systematic Investment Plans (or SIPs) take the stage. The primary reason behind its popularity is that the investors have to shell out a small amount of money on a regular basis for this form of investment. Unlike the … Read more

National Insurance Mediclaim Policy For Family

The oldest general insurance company in India, National Insurance Company Ltd was founded in 1906 and became a wholly-owned subsidiary of the Central Government in 1972. National Insurance Company has a number of medical insurance policies that are highly beneficial for families as well as individuals. Out of all the policies offered by the National … Read more

Bring Down Cost Of Your Two Wheeler Insurance

In India, majority of population travels through two wheelers. With the ever-increasing traffic on the roads, commuting through two wheeler is considered as a better option. It is also an affordable option for the masses. However, misfortune may happen anytime on your two wheeler. It could be stolen or met with a road accident. In … Read more

Incurred Claims Ratio Icr 2017 18 Best General Insurance Companies India

IRDAI, the Insurance Regulatory and Development Authority of India, publishes its annual report, which has the data of IRDA Incurred Claims Ratio, ICR for every financial year for the general insurance companies in India. The insurance companies also publish this data on a quarterly basis under public disclosures on their website. Table Content What is … Read more

Why Buying Home Loan Insurance Does Not Make Sense

Living under the roof of “own home” has always been the biggest dream of every middle class family. It’s one of the biggest investments of anyone’s life too. The day we get possession of our home, remains unforgettable throughout our lives. Most of us need to take a home loan to pursue our dream homes. … Read more

Getting A Home Insurance Is Important Know Why

HOME – This is one word which acts as a synonym for relief, comfort, love, memories, family,asset and many more emotions associated with it. This is one place which we always want to protect and keep it safe. Any harm to our home will shatter us emotionally and importantly financially. But still, the number of … Read more